Month: November 2025

Yes, it’s “enrollment” time again.  Actually, we all get Medicare at age 65, but as we now know, it doesn’t cover everything.  So, we need to get a supplemental plan.  My wife and I are covered by one that is subsidized by the state, because Herself was a public employee.  That’s the good news.  The bad news, of course, is that there are thousands of “Medicare Advantage” providers, separate, private insurance companies eager to “enroll us in their added programs, or really to snap us up in their claw traps.   I know this because they all call us – daily.   They come in not from the company names that show up on caller ID, but from private numbers, routed through cell phones, and often something our recognition identifies as “possible fraud”.  Yes, it is. 

Continue reading “The Joys of Medicare supplements”